The tools you need to help your business grow. All in one place.
Business Checking account
A deposit account with a no-fee Business Visa® Debit card2. All Synovus business checking accounts feature Debit Card2 with unlimited fee-free transactions at all Synovus and Publix Presto(R) ATMs.
Protect against fraud
Efficiently safeguard against check and ACH fraud with check-blocking services and ACH Positive Pay3.
Process payments with advanced solutions
Make or receive payments anywhere with ACH Origination6. Automatically schedule payments to a checking or savings account. Initiate domestic and international wire transfers simply and securely with Synovus Gateway3,4.
Gain valuable customer insights with SimpliMerchant
Get more from each transaction with the comprehensive suite8 that includes point-of-sale tools, loyalty and gift card programs, and customer engagement dashboard reporting.
Let’s get started
Three easy steps to open your new account
Go to your local branch with the necessary documentation and any questions you may have to consult with our banking team.
Open your checking account and digital banking, order your debit card and checking supplies, and select the bundle items that fit your business needs.
Set-up Synovus Gateway4, and complete enrollment for Fraud Mitigation, Payment Management and/or Merchant Services.
Frequently asked questions
Which account will work best for my company?
Talk with your banker to help you select the account that’s right for your business. In general, here is a quick overview: Pro Business Checking is everything for your basic business checking needs, Preferred Business Checking gives growing businesses high performance services, Performance Business Checking allows you to simplify the decision process with our bundled solution.
How can I bank digitally?
With Synovus GatewaySM digital banking, you can bank anytime, anywhere using any device4. Gateway offers a single point of control with one-click 24/7 desktop and mobile access to real-time financial data and streamlined, secure electronic payments and transactions.
Are the funds in my account insured?
Yes, deposits are insured up to $250,000 by the FDIC9.
A trusted partner in your success
Business banking from Synovus brings together the latest financial tools with experts in your market who are committed to helping you make smarter decisions at each pivotal step on the journey to reaching your company’s goals.
Tailored Solutions
Comprehensive guidance based on the goals of your business
Specialized Advice
Visit a branch, call the Business Banking Call Center or view helpful articles in our online Business Resource Center
Important disclosure information
All Synovus checking accounts are subject to approval.
- $65 monthly maintenance fee can be avoided with $65,000 average collected balance for the calendar month. Disclosed pricing is in-eligible for discounting. Back
- When you apply for a debit card, credit card or other credit product, we will base the approval on a review of your personal credit report and score. Back
- Separate approval, agreement, fees and/or additional balances may apply for treasury management solutions and services. Back
- The Synovus Gateway mobile application requires your mobile service provider's data and/or text plan. message and data rates may apply. Back
- Zelle®. Enrollment in Zelle® is required. To send money or receive money from a small business, both the sender and recipient must be enrolled with Zelle® directly through the institution. Both parties need a U.S. checking account enrolled with Zelle®, only one needs an eligible Synovus account. Small businesses are not able to enroll in the Zelle® app and cannot receive payments from consumers enrolled in the Zelle® app. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. Select transactions could take up to 3 business days. Enroll in Synovus GatewaySM app. Limitations may apply. Message an data rates may apply. Back
- Subject to credit approval. Back
- To earn the $250 statement credit, you must open a Synovus Business credit card , and have at least $2,500 in eligible purchases (net spend) within the first 90 days of account opening. Net spend is defined as total purchases less returns and merchant credits. Eligible purchases do not include fees, interest, purchases of Travelers Checks, purchases or loading of any prepaid card, purchases of foreign currency, balance transfers, promotional or convenience checks, other purchases or cash equivalents, or using the card for any purchase made through the Purchase Perks rewards program. Statement credit will generally be applied to your account by the end of the month following the month in which the eligible transaction(s) occurred, totaling $2,500 or more. Statement credit will not be awarded to an account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The statement credit applies toward the balance and does not replace the monthly payment. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-MISC. Back
- SimpliMerchant is a Synovus Merchant Service solution. All Synovus Merchant Services accounts are subject to credit approval. Service, interchange, or other association fees may apply. Back
- The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information. Back