Elevate your checking with relationship banking

Checking accounts are often the foundation of a banking relationship. That’s why, when you open a Synovus Plus or Inspire checking account, you gain access to their respective relationship programs and the perks that come with them.


Plus Checking1

Get tools and benefits designed to make managing your finances a more rewarding experience.

  • Access to 24/7 credit monitoring and identity theft protection services

  • Preferred pricing, rates and rewards on select products and promotional offers2

  • Personalized insights and guidance

Premier Banking


Inspire Checking3

Get premium benefits to help you achieve your personal goals.

  • Access to comprehensive 24/7 credit monitoring and identity theft protection services

  • Premium benefits, rates and rewards on select products, lines of credit and promotional offers4

  • Tailored guidance from a personal advisor

Checking accounts for specific needs

Budget Checking

Accessible banking that provides controls to avoid overdraft fees5


Student Checking6

Simple, convenient, on-the-go banking


Across the board benefits



24/7 Digital Banking

Enjoy personalized insights, account alerts, bill pay, mobile deposit and money movement solutions like Zelle® with My Synovus.7

FDIC Insured

Rest easy knowing your deposits are fully insured up to the FDIC’s allowable limits.8

Personal Resource Center

Access tips and strategies on a range of financial topics to help you meet your goals. Learn more

ATM Banking

Take advantage of unlimited fee-free transactions at Synovus and Publix® Presto!® ATMs. Find your nearest ATM or branch location.

Why bank with Synovus

Reach the future you want by working with a partner that brings energy and expertise to every opportunity.

We move with speed and certainty

Capture momentum with local teams and digital banking solutions that go at the same pace as your life.


We do what’s right for our clients

Feel assured knowing we do business with integrity and prioritize our client’s best interests.


We outsmart market complexity

Get the insights and guidance you need to solve for today’s and tomorrow’s challenges.


Get local expertise


Find my branch

Important disclosure information

All Synovus checking accounts are subject to approval. All credit cards, loans and lines of credit are subject to credit approval.

The service marks and trademarks used herein belong to their respective owners. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  1. Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Plus Checking Account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
  2. The complete list of Synovus Plus benefits is available at: synovus.com/SynovusPlus. Back
  3. $100 minimum deposit to open the account. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
  4. See Synovus.com/SynovusInspire for a complete list of program benefits. Back
  5. Standard overdraft coverage is not provided with Budget Checking, so transactions may be declined if there are no available funds. Additional overdraft coverage services such as Overdraft Privilege Extended Coverage and Overdraft Protection Transfers are not eligible on Budget Checking. Back
  6. Student Checking accounts will convert to Plus Checking after the account holder’s 26th birthday. Back
  7. Use of the My Synovus mobile app requires your mobile service provider’s data and /or text plan. Message and data rates may apply. Back