Personal Savings Accounts
All Synovus personal savings accounts feature:
- No minimum balance requirement to earn interest1
- Unlimited deposits
- Deposits insured by the FDIC up to $250,0002
- My Synovus digital banking3 account access
Our Personal Savings Account4 is the simplest way to put aside money for all of life’s little (and not so little) expenses, from unexpected car repairs to unforgettable vacations.
Benefits:
- Earn more interest by maintaining higher deposit & investment account balances with Synovus1,7
- Make up to 6 no-fee withdrawals per month5
- Easily set up transfers from other Synovus accounts
- Choose printed or paperless statements (enroll through My Synovus Digital Banking)
- Enjoy unlimited fee-free transactions at all Synovus and Publix® Presto!® ATMs
- Use online Bill Pay6 to simplify monthly and recurring bill payments5 (enroll through My Synovus Digital Banking)
- $5 monthly service fee waived with $200 minimum Relationship Balance at time of statement cycle7
It’s never too early to teach your children the importance of saving and managing money. With our Minor Savings Account,4,8 they’ll have a safe place to keep that birthday money from burning a hole in their pocket, and you’ll be able to keep an eye on things as you both watch their funds grow over time.
Benefits:
The holidays are a time for celebration, but they can also do a number on your wallet. With our Holiday Savings Account,4 you can set aside funds year-round to pay for those special gifts and treats—all while earning interest on your money. After a year of savings, we’ll send you a check.
Benefits:
- Make one no-fee withdrawal annually
- Receive automatic transfers from other Synovus accounts
Important Disclosure Information
- The Annual Percentage Yield (APY) is subject to change without notice. No minimum balance required to earn interest. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balances greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Back
- The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information. Back
- Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
- All accounts are subject to approval. Back
- Subject to transfer fees, regardless of the account balance, after allowed limit is exceeded. Refer to the Schedule of Fees and Charges. Back
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Online Bill Pay service is free. Fees apply to same-day and overnight Bill Pay requests.
Back - Includes personal checking, savings, money market, CD or IRA accounts with Synovus Bank and Synovus Securities, Inc accounts held by their custodian, National Financial Services (NFS). Synovus Securities Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. Back
- All accounts are subject to approval. Minor Savings is available to children under the age of 18 (In Alabama, age 19 unless married). It is a joint account with a parent or guardian. The account converts to Personal Savings at the minor’s 18th birthday (In Alabama, age 19 unless married). Back
Synovus routing number: