Synovus Plus

Important disclosure information

Only Bank Deposit products are FDIC insured. Synovus Bank, Member FDIC. The service marks and trademarks used herein belong to their respective owners.

Credit cards are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901, which is also the creditor for credit card accounts.

1. This offer is available only to the recipient of this mailer and only one offer is available per address. This offer is good for a consumer checking account opened between November 7, 2024 and March 28, 2025. You must fund a Synovus Consumer Checking Account by March 28, 2025, with a minimum of $100 (not including the incentive). Within 60 days of opening and funding your account, you must complete 15 debit card purchase transactions (signature or PIN transactions only—ATM transactions do not count toward the 15 transactions), with all 15 transactions posting successfully to your account, and post to your account qualifying direct deposits totaling at least $1,000. A Direct Deposit is the electronic deposit of your salary, pension, Social Security or other regular monthly income by your employer or another agency. Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits. If earned, the incentive payout(s) will be posted by one of the following payout dates: May 30, 2025 or July 25, 2025, depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.” Checking account must be in good standing at the time of incentive payout. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT. Offer is non-transferable, may not be combined with other offers and does not apply if you are already an owner of a consumer checking account (primary or secondary) with Synovus Bank. Employees of Synovus or any Synovus affiliate company are not eligible for this promotion. Back
2. Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Synovus Plus Checking account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR with $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts, OR if you are a member of the military community (Primary account holder must present valid military ID at account opening). Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
3. Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count toward your Monthly Deposit. Back
4. The complete list of Synovus Plus benefits is available at: synovus.com/SynovusPlus. Back
5. Valid email address and separate enrollment required. Back
6. Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
7. All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the HELOC products. Back