Business Credit Cards

Managing and tracking company spending is not only time consuming, it takes your focus away from what really counts—growing your business. Isn't it nice when you find a way to make things simple? Whether you're making a capital expenditure, buying office supplies around the corner or paying a vendor across the country, we have a credit card that's designed with your business needs in mind. There are a variety of choices with a variety of valuable benefits, like rewards for gift cards, travel, cash back,6 and more. See for yourself.

Synovus Business Visa credit card

Important Disclosure Information

Credit cards are issued by Synovus Bank, 33 West 14th Street, Columbus, GA 31901 which is also the creditor for credit card accounts.

Request Card Terms
If you already have a personal credit card with us, you can receive the terms of your card upon request. You can call us at 1-888-SYNOVUS (796-6887) or make your request in writing to:

Card Services
P.O. Box 23061
Columbus, GA 31902-3061

The service marks and trademarks used herein belong to their respective owners.

All Credit Cards are subject to credit approval.

  1. On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 6 months from account opening and after that a variable APR of 13.99%-24.99% (as of September 30, 2024), based on your creditworthiness and other factors. On Cash Advances (except overdraft protection transactions), a variable APR of 24.99% (as of September 30, 2024). The cash advance transaction fee is 5% of the cash advance ($10 minimum), except on overdraft protection transactions, for which is 5% of the amount of the overdraft protection transaction with a minimum of $5. The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). The foreign transaction fee does not apply to the Travel Rewards card. Back
  2. There is no annual fee for the Business Rewards Visa or Business Visa. For the Business Travel Rewards Visa, cardholders receive a $0 introductory Annual Rewards Membership fee for one year.After that a $50 annual fee applies. Back
  3. Rewards can only be earned and redeemed when the account is active and in good standing. Rewards are earned on qualifying net purchases (net spend), which are purchases minus returns. The following card transactions are excluded from earning rewards on any card: cash advances, balance transfers, cash advances designated as purchases, wire transfers, casino gambling chips, off-track wagers or lottery ticket transactions. It also does not include any fees posted to the credit card account, including late fees, over the limit fees, annual fees and finance charges. Back
  4. Your Dynamic Earn category will default to gas purchases. You will have until the last day of the current quarter to change your selection for the following quarter. Back
  5. Rewards are based on availability. Selection may vary and is subject to change. Back
  6. Cash Back rewards can be redeemed and applied as a statement credit toward the balance of the credit card account, and do not replace monthly payments. Back
  7. Synvous Business credit cards can accommodate up to 23 cards at the time of application, which includes up to 5 Guarantor and 18 employee cards. After the account is established, you can add 2 additional cards, with a restriction that the 25 include 1 primary and one joint cardholder. Back

Interested in a business credit card?1

Visit your local branch to apply. Be sure to bring all of the information required to apply a business credit card account.         

More details are available in the Cardholder Agreement or the listing of Rates & Fees. 

Here's more you can do with your credit card

Take control of your credit card with these features:

Alerts

Digital Wallets

FAQs

Beyond the basic business credit card

Synovus offers a variety of additional expense management options - from fleet cards to purchasing cards - depending on your business needs.

Learn More