Corporate Checking Accounts

The volume of daily banking transactions for a large company can be staggering. That’s why we offer a variety of adaptable checking accounts that’ll give you more control and oversight over your company’s balances.

Powerful and efficient support for your business

All Synovus corporate checking accounts feature:

Deposits insured by the FDIC up to $250,0001
Friendly business bankers who are ready to welcome you in person at a local branch or by phone through the Business Banking Call Center

Commercial Analysis Checking

Available to provide customized and consolidated reporting on high-transaction-volume accounts
Service fees are offset with an earnings credit based on combined balances

With a high transaction volume in one or more accounts, tracking and managing activity fees are essential accounting tasks. Our Commercial Analysis Checking account can significantly lighten your workload by providing detailed reporting on balance requirements, services used, activity by transaction type and average balances on deposit.

Benefits:

Receive a monthly account analysis statement, including a detailed calculation of the investable balance needed to offset fees and the actual earnings credit
See details on the average ledger, float, amounts collected and reserves for individual accounts as well as a composite account
Simplify accounting with data transfer in an 822 Express™ formatted file and statement delivery via secure file transfer

Preferred Business Checking

$25 monthly fee waived when you maintain a $15,000 average collected balance during the monthly statement cycle
Up to $20,000 in cash deposits and up to 400 combined debits and credits at no fee2,3

As your business grows, so do your banking needs. Preferred Business Checking is designed to simplify banking for your expanding business with additional services to manage cash flow and generous limits for a high-transaction volume.

Benefits:

Rely on treasury management products and services4 to help you manage Receivables and Disbursements, stay on top of Account Protection and Reconciliation, and receive top-notch Information Reporting
Choose the sweep account that best helps you manage your daily cash position; options include Commercial Money Market Sweep,5 Line of Credit Sweep or Premium Yield Sweep
Get a $100 discount on your first order of business checks
Enroll in Check Recovery Services at no cost
Receive a Visa® Business check card to simplify purchasing with no annual or monthly usage fee4

IOLTA/IOTA Checking

Available only to segregate client funds

Safeguarding funds in escrow is a commitment you make to clients. We make it easy for you by offering Interest on Lawyer Trust Accounts (IOLTA) and Interest on Trust Accounts (IOTA). Following state guidelines, we manage the distribution of interest to the state program to fund legal services.

Important disclosure information

All accounts are subject to approval.
The service marks and trademarks used herein belong to their respective owners.

The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information. Back
After $20,000, the excessive cash deposited fee is $0.0030 per $1. Back
After 400 combined debits, credits and deposited items, each item costs $0.50, regardless of account balance. Back
Subject to approval. Back
Additional balances and/or fees may apply for Treasury Management products and services. Back

Interested in a business checking account?

Visit your local branch

Learn about documentation required by law to open a business account

Opening a business account