Unlock the potential of cash

With expert guidance from the Deposit & Liquidity Solutions team at Synovus, you can create a specific strategy based on your company goals and risk tolerance.

Your liquidity plays multiple roles

Operating cash

Operating cash refers to the cash flow generated or used by your company’s core day-to-day operations in the normal course of business and typically has a duration of less than three months.

Fully understanding your operating cash position is vital to assessing your risk tolerance, a key factor in investment decisions.

Reserve cash

Reserve cash refers to the portion of your company’s cash holdings that is set aside for specific purposes. These reserves are often earmarked to cover future contingencies or unexpected expenses or to fulfill specific financial obligations (e.g., tax liabilities) and typically have a duration of no more than one year.

The Synovus liquidity team can bring in securities and investment management professionals to help guide you through the array of available options.

Strategic cash

With a duration of a year or longer, strategic cash is earmarked for specific purposes that align with your company’s long-term strategic objectives or initiatives. These may include acquisitions, research & development, capital expenditures (e.g., new facilities, technology and infrastructure) or market expansion.

Many reserve cash solutions can be applied to your strategic cash as well. The Deposit & Liquidity Solutions team can help you identify those that best meet your needs.

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