Homebuyer Basics

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Homebuyer Resources

Getting Started
Terminology
Process
Preparation Calculators
Mortgage Calculators
Helpful Tips

Should I rent or buy?

Discover whether renting or buying a home makes more sense in your current financial situation.

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How to afford a mortgage

Learn more about what it takes to afford a mortgage on your budget.

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Choosing the right agent

The right real estate agent can make the homebuying process much more enjoyable.

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How to stop junk mail

Understand why this mail occurs after qualifying or pre-qualifying for a loan, and what to do.

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What is a down payment?

Understand the true definition of a down payment.

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What are closing costs?

Discover the ins and outs of closing costs.

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Mortgage acronyms explained

Don't be confused by mortgage acronyms. We explain there meanings below.

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Preapproved vs. Prequalified

Find out the differences between being preapproved vs prequalified below.

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Fixed vs. adjustable

We explain the differences between fixed and adjustable rates at the link below.

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Types of loans

Learn more about the different types of mortgage loans.

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Debt to Income

Calculates the percentage of your gross income used to cover your mortgage and other debts.

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Rent or buy

Determine whether you should rent or buy your next home using this calculator.

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Home affordability

Discover how much home you can afford below.

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Mortgage payment

Calculate your monthly mortgage below.

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Compare two mortgages

Compare and contrast two mortgage loan options here.

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Adjustable rate analyzer

Understand the implication of your adjustable rate terms below.

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Home insurance

Learn more about the different ways to insure your home.

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7 tips for first time homebuyers

Here are 7 helpful tips for those looking to buy their first home.

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For sale by owner

Helpful information about buying homes listed as For Sale by Owner.

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