Synovus Plus
With our new Synovus Plus Checking account,1 you are guaranteed access to Synovus Plus Relationship Program benefits.2
When you have a Synovus Free Checking3 account to maintain Synovus Plus status, you must have a $25,000 Relationship Balance or a minimum of $3,500 monthly deposits4 into a Synovus personal checking account. If you don’t meet these qualifications for three consecutive months, you lose access to Synovus Plus benefits. For consistent access to Synovus Plus benefits consider opening a new Plus Checking account. There is a $10 monthly fee for the Plus Checking account that can be waived if you are a member of the military community5 or with one of the following:
- Minimum $10,000 relationship balance
- Minimum $3,500 monthly deposits
- Minimum $500,000 business relationship balance
With Plus Checking, you get everyday value and practical benefits to help make managing your finances more rewarding. Read on to learn more.
Comprehensive security, on us
Enroll6 in our complimentary Credit and Identity Protection Services to guard your accounts against hackers. Our suite of protection services includes:
- Industry-leading Credit Monitoring and Reporting to notify you of changes to your Experian credit report.
- Internet Surveillance and Monitoring to alert you if your personal information gets found where it shouldn’t be.
- Full-Service Identity Restoration that’s available 24/7 to help if you are a victim of identity theft.
Perks that add up fast
Enjoy preferred rates, benefits, and extras to help you grow your finances through:
- Better returns on Synovus Personal Savings, Relationship Money Market Accounts, personal CDs, and IRAs.7
- Discounts on Synovus home equity lines of credit (HELOC), and security-backed lines of credit (SBLOC)8 via APR reductions.
- More competitive cash back and bonus point rewards on Synovus credit cards.2,8
Refer to the Synovus Plus program terms for specific details.
Personalized insights and guidance
Take the guessing game out of the equation and set your financial goals with expert help by:
- Enroll to get a comprehensive suite of Credit and Identity Protection services
- Leading security and authentication, and proactive account management to keep your accounts safe
Hassle-free banking
Managing your money should be simple, with minimal surprises. That’s why, with Synovus Plus Checking, you can rest easy knowing that you get:
- One non-Synovus ATM fee refund per month.9
- First order of standard checks for free.
- A 50% refund on your annual safe deposit box fee.10
- Unlimited fee-free transactions at our network of Synovus and Publix® Presto!® ATMs.
- Contactless Synovus Visa® debit card with no annual or monthly usage fee.
- Seamless integration between your Synovus Visa® debit card and Apple Pay®, Google Pay™, or Samsung Pay® mobile wallets.
- Bill Pay, Zelle®, and mobile deposit through My Synovus digital banking.11
For more details, call 1-888-SYNOVUS (1-888-796-6887), or visit your local branch to talk with a banker.
Important Disclosure Information
Only Bank Deposit products are FDIC insured. Synovus Bank, Member FDIC.
The service marks and trademarks used herein belong to their respective owners.
- Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Plus Checking Account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
- The complete list of Synovus Plus benefits is available at: synovus.com/SynovusPlus. Back
- New Free Checking accounts are no longer available. Back
-
Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count towards your Monthly Deposit.
Back - Primary account holder must present valid military ID at account opening. Back
- Valid email address and separate enrollment required. Back
- Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
- All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the HELOC products. Back
- Refund applied at statement cycle. Does not include fees charged by other financial institutions or ATM owners. Back
- Safe deposit boxes subject to availability. Safe deposit box fee must be set to debit from your Anchor Account. The 50% refund will be applied to the standard safe deposit box fee amount and may replace lessor discounts that you may otherwise have. We will continue to charge you the fee and credit the refunded amount each year. Back
- Use of the My Synovus mobile app requires your mobile service provider’s data and /or text plan. Message and data rates may apply. Back
†Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (“SSI”), Synovus Trust Company, N.A. (“STC”) and Creative Financial Group, a division of SSI. Trust services are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products for Synovus is Synovus Securities, Inc, member FINRA/SIPC and an SEC Registered Investment Advisor. SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank and STC, and STC is a subsidiary of Synovus Bank.
NOT FDIC INSURED
NO BANK GUARANTEE
MAY LOSE VALUE
The service marks and trademarks used herein belong to their respective owners.